Author: Precious

Your credit score is like a report card that lenders, landlords, and even some employers use to assess your financial responsibility.

In this article, we’ll debunk seven common myths about P2P lending, shedding light on the truth and empowering you to make informed decisions about this exciting lending model.

Here are 4 simple money rules anyone can follow to become a financial superhero, even on a regular paycheck.

Responsible lenders consider your income, credit history, and overall financial health before offering a loan. Predatory lenders, on the other hand, might be more interested in how quickly they can get you hooked on their sky-high interest rates and sneaky fees.

The process is often quicker and less painful than traditional loan applications. No need to print out a forest’s worth of documents or spend hours in a bank queue.

Remember, knowledge is power! By familiarizing yourself with predatory lending tactics, you’ll be well-equipped to make informed decisions and avoid falling victim to these exploitative loans.

This article will explore how the act of borrowing from loved ones can serve as a catalyst for deepening the trust that is so vital to the health of personal bonds.

Remember, everyone faces money troubles sometimes. The key is making smart choices that help you now without causing bigger problems later. By exploring these alternatives and starting to build your financial cushion, you’re taking control of your money – and your future.

This blog post explores the IOU approach, enabling parents to support their children’s college education without the pitfalls of costly student loans.

In this blog post, we’re diving deep into the pros and cons of a casual versus an organized approach to lending money to those we hold dear. Our goal? To navigate these tricky waters with grace, ensuring that both your wallet and your relationships come out unscathed.

It turns out there’s a whole science behind why we spend money the way we do. Understanding this can help us make smarter choices with our cash.

The basic tenets of financial wellness are simple — spend less than you earn, save what you can, invest the rest, and protect your assets. However, applying these principles to our everyday lives is an entirely different story.

Money is a topic that everyone seems to relate to in their own way because it is a complex relationship built on many factors. But have you ever truly considered the psychology of money?

Secured credit cards are a good way to establish credit if you have no credit history or a history of prior credit problems.