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Access Loans for Salary Earners

Easily and quickly request loans without any paperwork, collateral or hidden fees.

Get a Loan

The Simplest way to get a Loan

Competitive Rates

Competitive Rates

Lenders compete to provide you with the best interest rate. With Peer Lendly, Lenders offer lower interest rates to Borrowers with a good Lendly Score®.

Flexibility and Control

Flexibility and Control

You set your terms and determine your interest rate. We offer more flexible loan terms than traditional banks, such as flexible repayment dates and automatic repayments from your bank account.

Zero Collateral

Zero Collateral

Easily request for loans on your own terms, no forms, no collateral, and no guarantors needed to get a loan.

Credit Score Builder

Credit Score Builder

Making on-time repayments on Peer Lendly can help you improve your credit score and give you access to higher loans and better rates.

Transparent

Transparent

Get early payment reminders to help you stay on top of your loan repayments and all your loan information in one place.

Personalised

Personalised

The loan request process on Peer Lendly is often faster and easier than loan sharks or your bank, so you can get the money you need sooner.

How To Get Started on Peer Lendly

In as little as three clicks, get immediate access to loans from individual investors, and choose the offer that best fits your needs. 

01

Create your Account

Create your account and become a Borrower in just a few steps. We will need your name, BVN, Government ID and more to confirm your identity.

02

Make a Loan Request

Connect your bank account and you’ll be ready to request a loan in minutes. All you need to do is request your desired loan amount and when you will pay back. Your request will be listed in our Lendly Marketplace.

03

Review Offers

Receive offers from Lenders interested in offering you a loan. Each lender will list the interest rate they are offering you and you can accept right away, or wait for more.

04

Accept Offer

Accept a preferable offer, and the funds will be transferred directly to your bank account. Payments will be collected directly from your bank account on the due date.