As the P2P lending industry grows in Nigeria, it’s crucial to understand how it works and what you need to know to invest with confidence. Peer Lendly explains this.
Category: Financial Health
Everything You Need To Know About Payday Loans
Payday loans are a type of no-credit check loan that typically only require proof of your paycheck for approval. That makes them a common choice for borrowers with bad credit.
Couples and Money: 6 Important Financial Decisions to Make
Talking about money with your significant other might seem daunting, but it’s an essential part of building a strong, healthy relationship.
Everything You Need to Know About Interest Rates
The interest rate is the amount lenders charge borrowers and is a percentage of the principal. It is also the amount earned from deposit accounts.
7 Simple Steps to Build an Emergency Fund
Life is full of surprises, and not all of them are pleasant. An unexpected car repair, a sudden medical bill, or a job loss can quickly derail your financial stability. That’s where an emergency fund comes in.
7 Cool Ways Millennials in Nigeria Are Saving Money
Millennials, the generation born between 1981 and 1996, are known for their tech-savvy nature, their commitment to social causes, and their unique approach to personal finance.
10 Great Tips for How to Prepare for Black Friday
Before the sales begin, it’s crucial to set a budget. This is your financial blueprint for Black Friday. Determine how much you can afford to spend and stick to it. This will help you avoid overspending and keep your finances in check.
5 Asset Classes To Invest Your Money In Nigeria
Stay curious, ask questions, and never stop learning. The investment world is constantly evolving, and staying informed is your best defense against uncertainty.
10 Money Mistakes not To Make In Your 30s
The money decisions you make this decade set the trajectory that determines whether you achieve financial independence or struggle paycheck-to-paycheck.
Finding Work-Life Balance When You Work From Home
This article aims to provide insights and practical tips to help Nigerians navigate the challenges and benefits of remote work-life balance.
The Power of Compound Interest: Growing Your Wealth
Have you ever wondered how your savings could grow over time without additional work from you? That’s the magic of compound interest, often referred to as the eighth wonder of the world.
10 Powerful Tips for Your Next Salary Negotiation
This article will provide you with ten insider tips to help you negotiate the best salary in your next job.
7 Must Know Tips to Become A Successful Entrepreneur
As a Nigerian entrepreneur myself, I’ve made plenty of money mistakes over the years that I learned from the hard way.
So I decided to put this guide together to share the key lessons that helped me get my finances in order and set my business up for success.
Important Things To Include In An IOU
An IOU is normally written when someone lends money to another person and wants that money back by a specific date. In this article, we’ll explore what an I Owe You (IOU) is, why they’re used, and the key details you need to include to make them effective.
10 Proven Strategies to Make Your Salary Last till the 31st
Multiple income streams allow you to rely less on one main salary source. Saving and investing money made from side hustles can ultimately help grow your wealth too. Implementing even a few of these salary-stretching strategies will be a game-changer.
10 Money Traps You Must Avoid This Year
The more you know, the better your chances of making smart money moves and avoiding those money traps or pitfalls
All You Need to know about Peer to Peer Lending
Peer to peer lending allows individuals and businesses to borrow and lend money without the need for traditional financial institutions and predatory lenders
How To Create a Personal Budget in 6 Steps
With a little planning and discipline, you can take control of your finances and start working towards your financial goals. This is where budgeting comes in.